Disclosures for Greenford Advances, Searcy, AR

Greenford Advances acts as a broker for business funding. No money is lent from its own funds, no deposits are taken, and no application is decided here. Its work is to shape a request, pair it with a funding type and place it with one or more funding partners. Whichever partner reviews the request settles whether to offer funding and fixes the amount, the price, the schedule and any collateral or guarantee; the owner settles whether to accept.

The six funding types on this site are the whole list: equipment financing, lines of credit, inventory financing, working capital loans, term loans and merchant cash advances. Consumer credit (personal, payday and auto title loans), home and other real estate mortgages, and grants fall outside it, and so do trucking and agriculture businesses.

Every payment example, rate and total in Greenford's worked examples carries an "Illustration only, invented figures" label and exists to show how a structure behaves. They are not quotes, rates or terms from any funding partner. Census figures (County Business Patterns, ZIP Code Business Patterns, Nonemployer Statistics, American Community Survey) carry their program and year and describe White County, AR or the ZIP named; they say nothing about Greenford's own requests or results.

A merchant cash advance is not a loan. It is a purchase: a provider pays a sum now for an agreed slice of the business's later card sales, then takes that slice out of each settlement until the purchase total has been collected. Its price shows up as a factor and a total, not an interest rate, and each provider writes its own terms.